Getting into a car accident or another severe incident can be overwhelming, especially when serious injuries are involved. But learning that the at-fault party is underinsured or uninsured can quickly increase stress and confusion. Suddenly added stressors impact your financial situation and ability to focus on your health and recovery. Many individuals do not know they can receive fair compensation for their losses, even when the liable individual is underinsured.
If you want to receive compensation for your injuries and other losses following an accident, including incidents involving uninsured or underinsured drivers, we can help. Underinsured or uninsured accident lawyers from Mott & Moffett are compassionate and talented, willing to support their clients during the legal process. We know legal proceedings can be confusing or overwhelming, but we’re proud to serve clients in Cypress and all over Texas. If you need assistance, please don’t hesitate to get in touch with us.
Even if the at-fault parties are uninsured or underinsured, you may be able to collect compensation for your losses and injuries. You have the option to file a lawsuit against the at-fault individual if their insurance policy does not sufficiently cover your expenses. However, many persons without sufficient insurance may be unable to afford the insurance policies that would have covered their losses, meaning you may have difficulty collecting compensation from the at-fault party. They may not have the funds you need to recover.
There are specific options for compensation payment plans, and the court may also require the at-fault party to sell off certain assets to pay for your recovery. If these options are applicable, you may be able to get compensation, even from an individual who would not typically be able to pay you the recovery you need immediately.
Alternatively, there is also underinsured or uninsured insurance policy coverage. This is a type of policy your insurance company may offer, allowing you to receive compensation from your insurance company when you are not at fault. If you can afford this policy type, we encourage you to give yourself this extra security to prepare for emergencies and financial hardships like these.
Depending on the circumstances surrounding your accident, multiple parties may be responsible. Aside from the underinsured or uninsured party, any of the following may be liable:
If you need help determining who is responsible for your losses, don’t hesitate to speak with a uninsured accident lawyer. Sometimes more than one party is liable, and taking legal action is often the best way to receive an adequate recovery. Your uninsured accident lawyer can help you during this overwhelming time, such as speaking on your behalf, narrowing down potentially liable parties, and completing and filing paperwork.
Legal circumstances can be incredibly stressful for anyone, so if you notice any of the following symptoms during this time, we recommend you talk to a mental health professional as soon as possible for help:
There are many other reasons someone might seek assistance from a mental health professional after an accident, so we recommend getting the help you feel you need. In some instances, you may collect compensation for mental health care necessary for your post-accident recovery. For more information regarding payment for therapy or other psychiatric help, we suggest you speak with a uninsured accident lawyer about your options.
In general, we recommend that anyone involved in an accident that might result in injury seek medical attention. What we mean is that any injuries should be assessed and treated as quickly as possible after the incident, and seeking medical attention can help you find latent injuries that need care. While we recommend everyone talk to their doctor or receive emergency medical attention—whichever is most applicable to your circumstances—you should more seriously consider this if you experience any of the following:
These are not the only reasons you should seek medical care, so we strongly recommend all victims receive attention from a doctor. If you need assistance finding a qualified and trustworthy medical professional, your underinsured or Cypress uninsured accident lawyer may provide you with a referral.
If you have been in an accident involving an underinsured or uninsured driver, consider working with a lawyer from Mott & Moffett. Our uninsured and underinsured accident lawyers in Cypress have extensive experience in injury law, including circumstances involving car accidents, other vehicles, and more.
We recommend you reach out as soon as possible to improve your odds of success during your legal matters. You can contact us by calling (713) 489-7907 or completing our contact form at your earliest convenience. When you get in touch, we can discuss your case further and explore your options. We’re also happy to address any questions and concerns once we begin working together.