Cruising down the road in the warmth of the Texas sun should be a relaxing way to travel, but a motorcycle accident can happen at any time. Motorcycle accidents are some of the most stressful traffic accidents you can be involved in. Due to the costly property damage and severe physical injuries, taking legal action is often a primary concern for most accident victims. Understanding your legal options following a motorcycle accident is vital for recovering your losses.
To get an in-depth understanding of your legal options, consulting a knowledgeable Texas motorcycle accident attorney for legal counsel may be the best course of action. The attorneys at Mott & Moffett have years of experience managing cases involving motorcycle accidents. We proudly strive to secure fair compensation for our clients, whether they are up against negligent motorists or stingy insurance providers.
What Are Your Legal Options After a Motorcycle Accident in Texas?
Because Texas is considered a fault state, individuals who sustain injuries in an auto accident as a result of the negligence or recklessness of another person often have multiple options for pursuing compensation. Mainly, Texans must show proof they can pay if they ever cause an accident, often accomplished by purchasing auto insurance coverage.
Submit a Third-Party Claim With the At-Fault Driver’s Insurance Provider
You could file a third-party auto insurance claim based on the at-fault driver’s liability insurance coverage if you were harmed in a motorcycle accident that was not your fault. Drivers and passengers who have suffered an injury or loss due to another driver’s careless behavior are protected by third-party insurance claims.
The at-fault driver’s insurer will only pay for damages in a third-party auto insurance claim once the investigations show their insured was responsible for the collision. The reimbursement may not be enough to make up for your total losses. Still, you may be able to utilize your insurance policy to cover your repairs and any associated medical costs in situations when the at-fault driver’s coverage limit is insufficient to do so.
File a First-Party Claim With Your Own Auto Insurance Provider
Even if someone else was at fault for the collision, there are some situations when you might wish to work with your auto insurance to find a solution. You can submit a claim with your own insurance company to use your collision coverage if the at-fault driver’s insurance company refuses to pay your claim.
When you want to take care of your car’s damages yourself, collision insurance can assist you in doing so rather than having to deal with the other driver’s insurance company, which also has the caveat of affecting your insurance cost. When the other driver is underinsured or uninsured, you can use underinsured or uninsured motorist coverage to aid with paying medical bills.
In either case, once your claim is submitted, an insurance adjuster will investigate and may pay you for your losses. Accident insurance claims cover a variety of losses, including property damage, missed pay, and medical expenses.
File a Personal Injury Lawsuit Against the Negligent Driver
You may be entitled to various forms of compensation that you can pursue by filing a personal injury lawsuit if you or a loved one has suffered severe injuries brought on by the negligence of another party in a motorcycle accident.
Through a successful lawsuit, you can recover compensation for your medical care, lost wages, and emotional damages. In especially negligent cases, like accidents caused by driving while intoxicated, you may be awarded punitive damages.
In motorcycle accident cases where a loved one has lost their life, you may be eligible to file a wrongful death claim if you are a legal beneficiary. Wrongful death claims allow beneficiaries or personal representatives to recover any losses that result from the accident victim’s passing, such as funeral expenses and loss of the deceased person’s income.
Get Valuable Legal Counsel From the Attorneys at Mott & Moffett
Your motorcycle accident could have a life-altering effect on you and those you love. On your journey to recovery, getting financial support during this grueling process is essential. You should look to the legal counsel of knowledgeable motorcycle accident lawyers to better understand the legal options for your situation.
At Mott & Moffett, we strive to provide motorcycle accident victims with valuable legal counsel so they can obtain the compensation they need to reconstruct their life. Whether you are up against careless drivers or tight-fisted insurance companies, we gladly work to get you the fair compensation you deserve. Arrange your initial consultation by calling us at (888) 596-6582 or using our contact form.